政府必须奖励余额宝
张化桥, 2014-2-23,
余额宝和其它"宝"正在做的事情不过是试图赚钱，试图咬一口银行的奶酪，试图吸引眼球。它们的手段非常简单和可爱：为老百姓效劳。他们既没有巴结官员，行贿权贵，也没有欺诈抢劫。我找不到比这更加光明正大的事情。
2014年02月19日 15:50
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如果电商公司获得银行牌照
即使电商公司马上获得银行牌照，也休想搬动银行的奶酪。为什么？
作为银行, 你必须遵守一系列的监管规则包括资本充足率和贷款额度控制等等。任何电商和民营企业成立的银行都是"极小的银行"。你有多少资本金？这就是最大的限制！你的资本金就限制了你的贷款规模。所以，银行牌照成了负担。请看
《开办民营银行的捷径》
http://zhanghuaqiao.blog.caixin.com/archives/65751
政府一句话，"大家可以开办民营银行了！"
于是乎，人们奔走相告，摩拳擦掌。但是，且慢！
银行不是随便开的，更何况民营银行，而且是中国的民营银行。大家不要忘记中国1949年到今天的历史背景。
2014年02月18日 03:59
余额宝想动银行的奶酪?
余额宝和其它"宝"想动银行的奶酪？没门儿!
某君把我在"南华早报"的文章翻译成了中文(SCMP, 2014-1-11) 。摘要如下：
互联网公司根本抢不到银行业的奶酪，下面......
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某君把我在"南华早报"的文章翻译成了中文(SCMP, 2014-1-11) 。摘要如下：
互联网公司根本抢不到银行业的奶酪，下面......
2014年02月16日 23:48
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Party Man, Company Man: Is China's State Capitalism
Party Man, Company Man
Is China's State Capitalism Doomed?
2014年02月16日 03:39
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中国人的感恩之心哪里去了？
我在上海出差。手机坏了。秘书上京东网买来新款，900元。比地面的零售价格便宜200元。关键是：我的2个小时会议还没有结束，手机就到货了。
每次遇到这种情况，我都非常感激：从刘强东到员工，再到配送者，以及整个生物链。包括京东的竞争者们。
2014年02月10日 23:57
你要移动银行的奶酪? 休想!
你以为余额宝等等就可以移动银行的奶酪? 你想得太简单了!
by Joe Zhang, South China Morning Post, 11 February 2014,
Within just six months, Yuebao, the partnership between China’s Alibaba, and a fund house, Tianhong, raised 250 billion yuan (HK$318 billion) from millions of little guys to invest in money market funds and treasury bonds.
Other internet companies, such as Tencent and Sina.com, are launching similar services.
All of a sudden, the market is euphoric about the beginning of the end of China’s stodgy and bureaucratic banks. After all, these banks a......
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by Joe Zhang, South China Morning Post, 11 February 2014,
Within just six months, Yuebao, the partnership between China’s Alibaba, and a fund house, Tianhong, raised 250 billion yuan (HK$318 billion) from millions of little guys to invest in money market funds and treasury bonds.
Other internet companies, such as Tencent and Sina.com, are launching similar services.
All of a sudden, the market is euphoric about the beginning of the end of China’s stodgy and bureaucratic banks. After all, these banks a......
2014年02月10日 23:55
Move Chinese banks' cheese? No way!
by Joe Zhang, South China Morning Post, 11 February 2014,
Within just six months, Yuebao, the partnership between China’s Alibaba, and a fund house, Tianhong, raised 250 billion yuan (HK$318 billion) from millions of little guys to invest in money market funds and treasury bonds.
Other internet companies, such as Tencent and Sina.com, are launching similar services.
All of a sudden, the market is euphoric about the beginning of the end of China’s stodgy and bureaucratic banks. After all, these banks are predominantly state-controlled and have never been nice to the ......
阅读全文>>
Within just six months, Yuebao, the partnership between China’s Alibaba, and a fund house, Tianhong, raised 250 billion yuan (HK$318 billion) from millions of little guys to invest in money market funds and treasury bonds.
Other internet companies, such as Tencent and Sina.com, are launching similar services.
All of a sudden, the market is euphoric about the beginning of the end of China’s stodgy and bureaucratic banks. After all, these banks are predominantly state-controlled and have never been nice to the ......
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