China's leading fintech company headquartered in east China is coming to the HK capital market soon. It needs a company secretary to be stationed in HK to ensure the company's full compliance with rules and regulations of HK. As a thought leader, she or he is expected to be an ambassador to the local banks and investors.

If you like the challenges and the excitement, you are invited to a confidential discussion with joezhang22@hotmail.com

（英文稿曾登于《FT 英國金融時報》2015-5-25

2001年，在我担任瑞银 （UBS) 中国区研究部主管时，我受到了两家在港交所上市的中国企业的威胁。其中之一的格林柯尔科技 (Greencool) 以诽谤罪名起诉了我和我的雇主。另一家是沈阳荷兰村的欧亚农业 (Euro-Asia Agricultural Holdings) ，它也同样来势汹汹，对媒体扬言要告我。此前，我撰写了不利于这两家公司的研究报告，它们的股价由此大跌。

不到两年，这两个在顶峰时市值曾达数十亿美元的公司都崩盘了。接着，两家公司的董事长（格林柯尔的顾雏军和欧亚农业的杨斌）都在中国入狱。

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- Joe Zhang met with visitors from GIC

Clients: As a former central banker and a former research analyst, how do you feel about the Chinese banks these days?

Joe: I always like the banks. I published at Economist, SCMP and Nekkei in the past five years to argue the points. I may sound ridiculous: they are well run. They are doing better each day thanks to the overbearing regulator and fierce competition. But the harsh reality is, four years into a recession, the banks are burdened with tons of NPLs - no le......

书评：《优步，Airbnb和其他创新企业如何改变着世界》The Upstarts: How Uber, Airbnb and other killer companies of the new Silicon Valley are changing the world, 作者：Brad Stone，2017.

作者2015年的第一本书是《亚马逊：万宝商店》，The Everything Store。那本书太棒了，我曾于2015年3月15日写过书评。今年刚刚出版的这本英文新书略为逊色，但是依然十分精彩。它把优步和Airbnb 以及其他创业企业放在一起讲述，有点散乱，不过这几个同时代的创业企业确实有诸多的共性。

除了学习创业者过去十年走过的路程，我最大的感悟......